Do you know your credit score? If not, making large financial goals like saving for your first home or a shiny new car can be challenging if you don’t know how banks or financial lenders view you. The good news is you no longer have to pay $40 or more just to find out what could be an eye opening three digit number. Since June 2016, DMZ alum, Borrowell, has partnered with Equifax to bless Canadians with free credit scores. So take a deep breath, head over to Borrowell’s website and see how likely potential lenders will want to take the risk of giving you a loan. If your credit score is a less than a flattering number, don’t fret! Borrowell provides free tips on how you can reach your credit score goal.
Already know your score? Take things a step further by opening a Registered Retired Savings Plan (RRSP). In your 20s, covering your basic needs often takes priority over longer term goals such as saving for retirement. Investing in RRSPs will reduce your taxes – your future self will thank you. Borrowell and Wealthsimple have partnered to help people make their RRSP’s contributions if they don’t have the cash on hand to do it. So take the leap of faith because Borrowell and Wealthsimple will have your back.
Moving is one of the few things in life you just can’t turn into a fun task. And to be honest… it’s dreadful and there’s really no way around that. But it can be a lot more tolerable and a lot less stressful when you use MoveSnap. If you’re planning to change addresses in 2017, this Toronto-based startup allows you to complete all your moving-related tasks on one easy-to-use platform. What does this include exactly?
Remember- this year you won’t abandon your health goals by April. Thanks to Optimity, you’ll increase your chances for long-term success in achieving your fitness goals. The platform provides productive 30-second to two-minute micro-breaks that help you rejuvenate and refocus your health efforts. The app helps you cover all bases by managing and centralizing your healthy initiatives from work to home.
Need the daily push and accountability of a trainer? Get on Trainer+. Their new program provides a fitness plan tailored to your needs and delivered by a personal trainer through your phone. Trainer+ allows anyone to receive the support from a fitness professional without breaking their post-holiday bank account. Something those pricey gym packages know how to do a little too well.
Okay, so you’re walking through the aisles of your local grocery store and you’re doing great so far. You’ve got some fresh produce, whole-wheat grains, grass-fed meats and even a couple of those new protein bars everyone at your office is raving about. Then, you find yourself in what feels like the never ending salty snack or bakery aisle and you’re fighting urges that are making your palms sweat. We’ve all been there before, but you no longer have to. Save yourself the battle of possibly losing to the sight of a big bag of Doritos or a six pack of red velvet cupcakes and just get on Urbery. This grocery delivery platform uses a fleet of crowd sourced personal shoppers so you can go online, click the food items you need (not crave) and never have to see those sweet or salty aisles again.
If you use these five startups, you’ll never understand why you thought it would be so hard to stick to your new year resolutions. But if you don’t, you’ve been warned.